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Peluang Usaha Modal Kecil - Peluang Bisnis | Peluang Usaha | Informasi Bisnis Indonesia
December 4 2020
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Peluang Usaha Modal Kecil

By admin - Fri Jan 20, 4:23 pm

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Peluang usaha modal kecil ditengah perekonomian yang tidak stabil serta angka pengangguran yang setiap harinya selalu meningkat sangat dibutuhkan. Peluang usaha modal kecil itu kemudian memaksa setiap orang untuk merencanakan kembali cita – citanya untuk menjadi pegawai, hingga harus memutar otak mencari cara baru untuk memperoleh kehidupan yang lebih layak tanpa harus menjadi seorang pegawai. Sulitnya keadaaan mendorong setiap orang menjadi lebih kreatif dalam membaca peluang usaha yang memiliki prospek bagus.

Jenis usaha dengan modal kecil menjadi sasaran pelarian para pencari kerja yang belum juga memperoleh pekerjaan. Usaha dengan modal kecil menjadi pilihan utama mereka dikarenakan tidak semua orang dapat memperoleh pinjaman modal dengan jumlah yang besar. Hanya bermodalkan harta yang dimilikinya, seseorang dapat membuka peluang usaha yang sekiranya memiliki pasaran yang bagus.

Peluang usaha modal kecil pasti ingin dimiliki oleh semua orang. Hal ini dikarenakan banyaknya keuntungan yang akan diperoleh pemilik usaha tersebut dari peluang usaha ini. Antara lain  tidak memerlukan modal yang besar (biasanya modal yang dibutuhkan kurang dari 5juta rupiah). Dengan adanya peluang usaha ini seseorang bisa memperoleh penghasilan untuk memenuhi kebutuhan hidupnya tanpa harus berada dibawah tekanan dan ikatan seperti layaknya seorang pegawai perusahaan. Selain itu seseorang memiliki hak penuh untuk mengembangkan usaha yang dimilikinya sesuai dengan gagasan ide yang dia inginkan, namun harus tetap berada dikoridor jalan yang benar untuk meningkatkan usahanya.

Peluang usaha ini kini telah melimpah dan bertebaran di dunia nyata ataupun dunia maya. Melalui internet kini setiap orang dapat memiliki peluang usaha serta memasarkannya. Contohnya saja usaha jasa pembuatan website, usaha bisnis ebook search engine, berjualan pulsa via internet serta masih banyak lagi lainnya. Selain itu peluang usaha yang ada di dunia nyata misalnya saja peluang usaha berjualan pulsa dengan sistem counter berjalan. Hanya bermodalkan Rp 100.000 sampai Rp 200.000 seseorang sudah dapat berjualan pulsa melalui ponselnya. Peluang usaha camilan, berjualan aksesoris wanita, serta masih banyak contoh lainnya. Peluang usaha yang ada kini dapat dipasarkan produk usahanya melalui internet pula, dengan bantuan jualan via online mampu memperluas jaringan dan jangkauan pasar usaha. Sehingga sangatlah mungkin untuk memperoleh keuntungan yang besar hanya dengan usaha yang bermodal kecil.

Peluang usaha modal kecil bisa didapatkan dengan banyaknya kemudahan dan keuntungan. Dan sebelum Anda beranjak dan memulai bisnis tersebut, pastikan dulu modal yang Anda miliki. Jika kita ibaratkan memulai usaha dengan membangun sebuah rumah, maka adanya modal menjadi bagian pondasi dari rumah yang akan dibangun. Semakin kuat pondasi yang dibuat, maka semakin kokoh pula rumah yang Anda bangun. Begitu juga pengaruh modal terhadap sebuah bisnis, keberadaannya menjadi pondasi awal bisnis yang akan Anda bangun.

Beberapa modal yang dibutuhkan dalam menjalankan bisnis, antara lain tekad, pengalaman, keberanian, pengetahuan, networking, serta modal uang atau aset. Namun dari beberapa modal yang dibutuhkan, kebanyakan orang terhambat memulai usaha karena mereka sulit untuk mendapatkan modal uang atau aset. Ada beberapa alternatif yang dapat Anda gunakan untuk mendapatkan dana usaha, yaitu:

  1. Dana sendiri. Pertama Anda bisa memperoleh modal usaha dengan menggunakan dana Anda sendiri. Misalnya saja dengan menggunakan dana simpanan yang sudah Anda tabung selama ini. Jika masih kurang, Anda juga bisa menutupi kekurangan dana tersebut dengan menjual sebagian aset berharga yang Anda miliki saat ini.
  2. Mencari dana hibah. Cara yang kedua yaitu bisa saja kita manfaatkan dana-dana pihak ketiga, dalam hal ini pihak pemerintah atau pihak swasta.  Sebagaimana kita tahu, untuk beberapa perusahaan-perusahaan besar dana hibah ini disalurkan melalui Divisi CSR-nya(Corporate Social Responsibility). 
  3. Menjalin kerjasama. Cara yang ketiga ini yang sekarang banyak dijalankan, yaitu menjalin kerjasama dengan pihak-pihak tertentu. Seperti bekerjasama dengan teman, atau bisa juga menawarkan kerjasama dengan para investor. Yang perlu diperhatikan dalam menawarkan kerjasama, Anda harus meyakinkan rekan Anda mengenai prospek bisnis yang akan dibangun. Anda bisa menggunakan proposal bisnis, untuk meyakinkan calon investor Anda. Berikan pula keterangan mengenai berapa persen pembagian hasil antara investor dan pelaku bisnis, sehingga kedua belah pihak tidak ada yang merasa dirugikan. Bila perlu buat perjanjian hitam diatas putih, untuk mengantisipasi bila terjadi sesuatu dikemudian hari.

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